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Bank Account Setup

Open a Portuguese bank account from anywhere in the world

Set up your bank account today

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Due to changing bank policies, we can only support the countries listed here

Need a Portuguese bank account for your visa application? We’ve got you covered.

We can help you open a bank account while you're still outside the country.

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No Apostille Required

Turn weeks into minutes. Skip the Apostille by getting your signature recognized by a law firm in Portugal.

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White Glove Service

Your account comes with a private bank manager who will be your main point of contact with the bank.

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Easy and Convenient

Let us do the heavy lifting. We’ve streamlined the process of opening a bank account in Portugal to 5 easy steps.

Bordr is a relocation technology company, not a legal or financial institution. All services are fulfilled by duly accredited professionals.

Overview

We work with one of the largest private banks in Portugal. With your account, you'll have access to hundreds of branches and ATMs throughout the country.

The account can be for an individual or a joint account with two account holders. You will not need to notarize or apostille any documents.

We offer two options for opening your Portuguese bank account:
1. Remote – you can open your bank account complete remotely. Our service includes signature certification by a law firm in Portugal.
2. In-person – if you are currently in Portugal or have an upcoming trip planned, we can help you open your account in-person. This option is available in Albufeira and Vilamoura.

What's included in your bank account

The main benefit of this account is the dedicated bank manager who serves as your point of contact with the bank.

  • A dedicated bank manager
  • Online banking access
  • Debit card
  • Credit card
  • Savings account
  • Free SEPA credit transfers and payments

Monthly Maintenance Fees

Your monthly maintenance fee is determined by your the average balance in your account. The total amount can be up to 8.84 euros / month. Learn more about fees.

Minimum Deposit

The minimum amount required to open an account is 250 euros.

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Requirements

Here are 5 things you'll need to get started.

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Valid passport
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Proof of address in your country of residence. What can I use as Proof of Address?
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Proof of income amounting to €2,500/month. What can I use as Proof of Income?
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Portugal NIF document
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Proof of Social Security Number (US Citizens) or Foreign Tax Identification Number. Learn more.
How IT Works

Open your Portuguese bank account in 5 easy steps

1

Place your order

Complete payment of $350 and fill out our online form.

2

Receive bank account opening documents

Receive your bank account opening documents via email.

3

Sign your documents

Get your signatures recognized by a Portuguese law firm.

4

Mail your documents to Portugal

Gather all of your documents and ship them to Portugal.

5

Get access to your new bank account!

Receive your IBAN, meet your bank manager, and get online access.

A bank account for any purpose.

Incredible reviews

Hear it from our happy customers

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Proactive and professional

"Bordr helped me open a bank account in Portugal within 3 weeks! The process was smooth and the customer service was proactive and professional. I saved a lot of money by hiring Bordr instead of a lawyer for getting the NIF and opening the bank account. Keep it up guys!"

– Gitesh

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Trustworthy and efficient

"If you're an expat and need help getting your NIF and opening a bank account in Portugal, Bordr is the way to go! Expedient, reliable and the price point is fair. You are in trustworthy, efficient hands with the Bordr team and without reservation, we recommend their services!"

– Biteena & Gerhard
Remote Bank Account Setup

Frequently Asked Questions

Which countries does Bordr support for the bank account service?

Due to changing bank policies, we can only support the countries listed here. Since this is a dynamic situation, we will keep our FAQ updated as new policies come into place. Note: These policies only impact our bank account service. We can support anyone in obtaining a NIF.

Is there a minimum income requirement to open a bank account?

Yes, you must present monthly income minimum of at least €2,500. For joint accounts, only one applicant needs to meet this income requirement.

How long does it take to open a bank account?

You can find our current turnaround time here. We do not offer expedited services.

Can you help me open an account in-person?

If you are currently in Portugal or have plans to travel to Portugal in the near future, we can help you schedule an in-person appointment to open your bank account in Portugal. If you go for this option, you can cut down the total time that it takes to open your account since you don't need to ship documents to Portugal. This option is available in Albufeira and Vilamoura.

What is the cost of this service?

Our fee to open a Portuguese bank account is $350 USD per account. The account can be for an individual or a joint account with multiple account owners. Our fee includes the cost of the signature certification by a law firm in Portugal. You will not need to notarize or Apostille any of the documents.

Can my bank cards be shipped internationally?

Yes, your cards can be shipped outside of Portugal at no additional cost. With your account, you are entitled to a debit card and a credit card free of charge.

Is there a minimum age requirement for opening a bank account?

Yes, you must be at least 18 years old. When opening a joint account, both account holders need to meet the minimum age requirement.

Do I need my NIF document to open a bank account?

Yes, you need your NIF document to open a bank account, not just the number. If you don't have a NIF yet, you can order one here!

Have other questions?

Please check out our Bordr Help Center. If you still can’t find your answer after browsing, send us a message through our contact page and we'll get back to you shortly.

Need to get a NIF too?

Order your Portugal NIF