Open a Portuguese bank account from anywhere in the world
Set up your bank account today
Need a Portuguese bank account for your visa application? We’ve got you covered.
We can help you open a bank account while you're still outside the country.
No Apostille Required
Turn weeks into minutes. Skip the Apostille by getting your signature recognized by a law firm in Portugal.
White Glove Service
We are at your side every step of the way. Receive detailed instructions and excellent support anytime via email.
Convenient
Let us do the heavy lifting. We’ve streamlined the process of opening a bank account in Portugal to 6 easy steps.
Bordr is a relocation technology company, not a legal or financial institution. All services are fulfilled by duly accredited professionals.
Overview
We work with one of the largest private banks in Portugal. With your account, you'll have access to hundreds of branches and ATMs throughout the country.
The account can be for an individual or a joint account with two account holders. You will not need to notarize or apostille any documents.
We offer two options for opening your Portuguese bank account:
1. Remote – you can open your bank account complete remotely. Our service includes signature certification by a law firm in Portugal.
2. In-person – if you are currently in Portugal or have an upcoming trip planned, we can help you open your account in-person. This option is available in Albufeira and Vilamoura.
What's included in your bank account
The main benefit of this account is that you can open a Portuguese bank account without being in Portugal. Once you become a Portuguese resident, you will be assigned a dedicated bank manager.
- Online banking access
- Debit card
- Credit card (upon request)
- Savings account
- Free SEPA credit transfers and payments
Monthly Maintenance Fees
Your monthly maintenance fee is determined by your the average balance in your account. The total amount can be up to 8.84 euros / month. Learn more about fees.
Minimum Deposit
The minimum amount required to open an account is 250 euros.
Here are 5 things you'll need to get started.
Open your Portuguese bank account in 6 easy steps
Place your order
Complete payment of $350 and fill out our online form.
Verify your contact details
Confirm your mobile number and email address.
Receive bank account opening documents
Receive your bank account opening documents via email.
Sign your documents
Get your signatures recognized by a Portuguese law firm.
Mail your documents to Portugal
Gather all of your documents and ship them to Portugal.
Get access to your new bank account!
Receive your IBAN and get online access to your new bank account.
A bank account for any purpose.
D7 Visa
Digital Nomad Visa
Property Purchase
Our service helps you open a Portuguese bank account without needing to step foot in the country.
Once you move to Portugal and update your residential address with the bank, you will be assigned a dedicated bank manager.
Hear it from our happy customers
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Proactive and professional
"Bordr helped me open a bank account in Portugal within 3 weeks! The process was smooth and the customer service was proactive and professional. I saved a lot of money by hiring Bordr instead of a lawyer for getting the NIF and opening the bank account. Keep it up guys!"
⭐️ ⭐️ ⭐️ ⭐️ ⭐️
Trustworthy and efficient
"If you're an expat and need help getting your NIF and opening a bank account in Portugal, Bordr is the way to go! Expedient, reliable and the price point is fair. You are in trustworthy, efficient hands with the Bordr team and without reservation, we recommend their services!"
Frequently Asked Questions
Which countries does Bordr support for the bank account service?
Due to changing bank policies, we can only support the countries listed here. Since this is a dynamic situation, we will keep our FAQ updated as new policies come into place. Note: These policies only impact our bank account service. We can support anyone in obtaining a NIF.
Is there a minimum income requirement to open a bank account?
Yes, you must meet a minimum income requirement of €3,500 EUR per month. For joint accounts, only one of the account holders needs to meet this income requirement.
Can we combine our incomes to meet the €3,500 requirement for a joint account?
No, the income requirement of €3,500 EUR per month must be met by at least one account holder individually. The bank does not allow combined incomes to fulfill this requirement.
How long does it take to open a bank account?
You can find our current turnaround time here. We do not offer expedited services.
Is there a chance that my bank application could be rejected?
The final decision to approve or reject your bank application rests solely with the bank. While we cannot influence their decision, Bordr will guide you through the process, keep you informed at every step, and provide support to help maximize your chances of success.
Can you help me open an account in-person?
If you are currently in Portugal or have plans to travel to Portugal in the near future, we can help you schedule an in-person appointment to open your bank account in Portugal. If you go for this option, you can cut down the total time that it takes to open your account since you don't need to ship documents to Portugal. This option is available in Albufeira and Vilamoura.
What is the cost of this service?
Our fee to open a Portuguese bank account is $350 USD per account. The account can be for an individual or a joint account with multiple account owners. Our fee includes the cost of the signature certification by a law firm in Portugal. You will not need to notarize or Apostille any of the documents.
Can my bank cards be shipped internationally?
Yes, your cards can be shipped outside of Portugal at no additional cost. With your account, you are entitled to a debit card and a credit card free of charge.
Is there a minimum age requirement for opening a bank account?
Yes, you must be at least 18 years old. When opening a joint account, both account holders need to meet the minimum age requirement.
Have other questions?
Please check out our Bordr Help Center. If you still can’t find your answer after browsing, send us a message through our contact page and we'll get back to you shortly.
